52 Weeks Savings Plan: November is full of deals

52 weeks savingsIf you are a bargain shopper, then November is probably your favorite month. The month begins and ends with holiday deals and it features a weekend dedicated to sales – Black Friday/Small Business Saturday/Cyber Monday.

November’s main holiday is Thanksgiving (Nov. 26), but also features Election Day (3), Veterans Day (11), Children’s Day (20) and the start of advent (Nov. 29).

Take some time at the beginning of this month to set aside a holiday gift plan and budget. Then, if you see some deals on gifts you want to buy, you can save money.

Grocery and food deals

At the beginning of November, you can stock up on candy for the entire year for cheap as Halloween items go on sale. As stores stock up for the Thanksgiving holidays, you should be able to find deals on turkey, baking supplies (sugar, flour, baker’s chocolate, chocolate chips, sweetened condensed milk), pie crusts and ready-made dough, frozen pies, marshmallows, nuts, cheese, butter and turkey. You can also find deals on gravy, stuffing, potato and cranberry mixes .There will be deals both before and after the holiday on these items, so think about stocking up for your Christmas and New Year’s festivities when you find these items on sale. Spices, nuts, dried fruit, oatmeal and soup are also November food deals and these items are great for stocking up on for food storage.

In November, produce in season are: apples, artichokes, arugula, brussel sprouts, cabbage, cauliflower, celery, clementines, cranberries, garlic, kale, lettuce, onions, pears, peppers, potatoes, pumpkins, radishes, squash, sweet potatoes, turnips. Many of these items can be frozen, canned or dehydrated. For the Survival Mom’s tips on long-term food storage here are instructions for doing that.

Thrive Life’s Black Friday Sale

One event that thousands of people look forward to ever  year are the huge savings that Thrive Life offers during their famous Black Friday sale. I’ve seen a preview of their biggest discounts and you won’t want to miss it!

Get to know Thrive Life at this link.

And, if you want to receive an alert and sales flyer with information about this event, just email your request to thrivelife@thesurvivalmom.com, and you won’t miss a thing!

Household items

To go along with the holiday cooking sales, items like aluminum foil, plastic wrap and disposable baking pans and liners should be on sale. Cookware also goes on sale in November. These can be a great item to stock up on for presents.

Halloween costumes, decoration, paper goods and baking sets will be on sale the first few days of the month. Costumes make for great presents for children who like to dress up. Some Halloween items can be used very creatively – read more here. Holiday gift sets and candles are some other gift ideas you can find deals on this month.

You’ll start seeing deals on baby products and toys in November, along with leftover summer shoes and wedding gear. Tools, carpeting and flooring will see discounts as people think about indoor home improvement projects.

Large appliances and kitchen items will be on sale since cooking is a big theme for the upcoming holidays and the stores are hoping to draw you in with sales on those items.

For electronics, camcorders, GPS navigation systems, TVs, DVDs and Blu-Ray Discs are on sale. Camcorders can be great for providing an inventory of your home’s items for insurance purposes (make sure the time/date stamp is correct). DVDs and Blu-Rays can make for great presents if you find great deals.

Outdoor items on sale

November can be a great time to plant trees in some locations and you can find trees, shrubs and bulbs on sale, along with some gardening gear if stores have any left. Outdoor furniture can be on deep discount, too.

Gas and charcoal grills are on sale and are a great way to cook if you lose power. Make sure to keep a propane tank full or have charcoal on hand if you do plan to use that in an emergency situation.

You can find discounts on bicycles, and they are a great way to bug out if your vehicle or the roads are disabled. They are on sale this month. See if you can find bike trailers to help hold supplies to take with you.

Black Friday Deals and Tips

You can’t talk about November without talking about Black Friday. Look for many gift items being marked down the weekend of Black Friday. Some of the main items that you will see every year are video games, movies, TVs, gift sets, clothing, winter gear and kitchen appliances. Stores will often have items that are on a deep discount for certain hours of the day.

It is not smart to go out shopping on Black Friday without a plan. If you do plan to go out, check the ads out online or in the newspaper on Thanksgiving, compare the ads with things you already know you want to buy and make a list of where you want to go. Set a budget and a time constraint. Try not to buy something you don’t need just because it’s a great deal.

Black Friday deals can be great for preparedness supplies on top of household items and gifts. If you take the time to take stock of what you have on hand and what you still need to be prepared for emergencies, you can add those items to your list of things to look for on sale.

If you don’t feel like going out on Black Friday, there is also Small Business Saturday and Cyber Monday where you can support local business or shop from home in your pajamas and still find great deals.

November outings

Travel is only going to get more expensive as each day passes now. At some point, if you want to travel over the holidays, you may decide a road trip is more feasible for your budget. Here are 13 Tips to Survive Family Road Trips  and things to think about if you were to get stuck in your car for a while. One big way to save money on a road trip is to pack your own food and stock back up at grocery stores instead of eating at restaurants.

Weddings get cheaper in the fall and winter as most people try to have spring and summer weddings. We personally got a great deal for our honeymoon stay at a 5-star resort because it was a few days before Christmas and it was their slow season.

Fourth graders and their families can benefit from a free pass to any National Park by visiting www.everykidinapark.gov. The pass is good until Aug. 31, 2016.

November events

November is Child Safety Month, National Adoption Awareness Month, National Novel Writing Month and Peanut Butter Lovers Month.

Some stores and restaurants like to participate in specific special days, so keep an eye out for deals on the following days:

Nov. 2 – Deviled Egg Day

Nov. 3 – Sandwich Day

Nov. 7 – Book Lovers Day

Nov. 15 – America Recycles Day

Nov. 17 – Homemade Bread Day

Nov. 19 – Great American Smokeout

Nov. 25 – National Parfait Day

Winter tips

This is also the time of year when food and toy drives kick off. There are many people in need around us. If you find a good deal, it can be a good idea to pass it along to someone who needs it more.

As we move into winter, it’s a good time to do a walk around of your house and look for any repairs that need to be done before it gets too cold. Check on insulation, heating fuel for winter and a furnace tune-up. Consider hanging up hooks for Christmas decorations and Christmas lights (you don’t have to turn them on yet) before the temperatures get bitter cold. There are two months left to make deposits in retirement accounts, decide how to spend health savings account money and make donations for a tax write-off.

By the end of November, you should have $1,128 saved if you’re following the 52 Weeks Savings Plan (47 weeks). Don’t get discouraged if you’re not there yet. Putting away anything you have extra is an accomplishment in itself. Compare what you have now to what you have when you got started and be proud! Keep focusing every day on the things you can do and enjoy while keeping your long-term goal in sight.

Take advantage of November’s deals and enjoy summer. Come back next month to see what deals December offers to help you save AND prepare!

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